TransUnion score of 676 on 3/2/2011.

[thrasher865]

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@michaels88369 wrote:

Credit limit isnt too important to me just want a card that has no AF and can GROW over time with me. 

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Well, I might recommend Discover.  I think they commonly pull TU, and if you use the card a lot, they will give you an auto CLI every 6 months almost guaranteed, at least in my experience.

And if they decide to pull something besides TU, oh well, you have an extra inquiry on a report that wasn't going to get you any credit any time soon to begin with.

Like mentioned, check whogavemecredit, as I don't think Discover pulls TU exclusively, but they have always pulled TU on me.

[cdtotten]

7 inquiries on TU is not helping your cause at all, and your score isn't high enough for discover with your history (short, small credit lines from sub-prime lenders).

OOC, how do you have $170k in debt... mortgage?

Anyways, you need to get your reports cleaned up, wait for these hard pulls to fall off, get your util under 10%, and then apply with a credit union.

[michaels88369]

I dis recon this morning and answered a few income questions and was approved for Barclays Air Tran Visa platinum. Credit line of $2500. highest yet besides kays. Finally in the door with a card worth while. I'm saying goodbye to capital one and first premier Wednesday when batclays calls to do balance transfer. Done applying for anything. And the 7 inqs are for 2 years. 1 in the past year.

[tray]

I would attempt one of the Barclay's card that would suit you, this bank does seem good on reconsiderations too if you are diened. I would not attempt Discover right now, as this bank can pull any report, and Discover is very conservative, Good Luck

[michaels88369]

I got the card with $2500 limit from Barclays Air Tran Visa Platinum after calling for recon.