whenever I got denied for a walmart cli increase, it was due to insufficient experience at my current credit limit which means more time has to pass by but I've been able to request one every 4 statements. The letters I have gotten in the past because I would request one too soon wouldnt have a credit bureau listed on it for using it as part of the decision so I dont think they even check at all as long as you were good to them.
@tsquad131 wrote:whenever I got denied for a walmart cli increase, it was due to insufficient experience at my current credit limit which means more time has to pass by but I've been able to request one every 4 statements. The letters I have gotten in the past because I would request one too soon wouldnt have a credit bureau listed on it for using it as part of the decision so I dont think they even check at all as long as you were good to them.
I realize I spoke too soon. That's what I get for reading too fast. 
What I was talking about was denial for new credit and not denial for a CLI. I apologize for my error.
From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
its not even new accounts, its how ge money bank works, you can only request a cli every 4 months or statements. They are always small increases and even if you have immaculate credit with a 750+ fico you will only get small limits and small increases, they are just stingy. You can search around and people will tell you the same thing. They are very conservative when it comes to credit limits. But not as bad as capital one who doesnt give cli's at all