Walmart MC max CL

[corymcd88]

I tried to get my Walmart MC to have a higher CL and I was sent a letter saying that $12.000 is the highest CL Walmart MC can have. Just a plan MC no World or anything else.

[Strogen]

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive. 

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something. 

[ksantangelo23]

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@Strogen wrote:

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive. 

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something. 

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I think the fact of Wal-mart not selling anything valued above $12,000 is irrelvant, even if it were true. http://www.walmart.com/search/search-ng.do?cat_id=0&grid=false&sort=price_high

Seems like an unfortunate policy though

[FinStar]

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@corymcd88 wrote:

I tried to get my Walmart MC to have a higher CL and I was sent a letter saying that $12.000 is the highest CL Walmart MC can have. Just a plan MC no World or anything else.

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It all depends on your overall profile (internal hisotry and CRA-wise) as well as income, etc.  There are individuals who have upward of $20K~ (or more) on Walmart MC.  Mine used to be $15K but I lowered the CL to $12K to avoid any possible SYNCB overexposure issues.

Also, SYNCB does not issue any WMC or WEMCs-branded CCs.  Visa Signature is only available with their EBates CC.  AMEX and Discover are no longer part of the networks offered for any remaining dual cards.

[Jerry45]

You would be surprised how may wealthy good credit people that have Walmart Cards. I know quite a few who shop Walmart regular.

[Jerry45]

Thanks for the info. Always wondered if the Walmart MC could become a World Card. Now I know

[ksantangelo23]

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@Jerry45 wrote:

You would be surprised how may wealthy good credit people that have Walmart Cards. I know quite a few who shop Walmart regular.

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Im not wealthy, but Wal-mart is my regular shopping store. Cant say im interested in the card, though.

[Shogun]

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........

[Anonymous]

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@Shogun wrote:

I have a Walmart card.  I have a 6 figure plus salary.  I shop there.  It's the only store for about 50 miles.  So.........

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Only store for 50 miles?  Where do you live?  Wyoming?

[adavis425]

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@Strogen wrote:

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive. 

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something. 

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It is a Master Card...can be used ANYWHERE, not just Wal-Mart. So a $12,000 cl is not unreasonable.

You probably can't paint all WM shoppers with the same broad brush. There are those who shop at Neiman Marcus who aren't "creditworthy".