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Wells Fargo Platinum Master Card anyone have one?

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Wells Fargo Platinum Master Card anyone have one?


@B335is wrote:

Is a banking relationship required for Wells Fargo credit cards?


Your chances of getting approved are greater also you can apply online if you have a banking relationship, if you dont have a relationship then you must apply at a branch not sure if also over the phone. 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 11 of 24
B335is
Moderator Emeritus

Re: Wells Fargo Platinum Master Card anyone have one?


@BearsAndTurtlesRtheBest wrote:

@B335is wrote:

Is a banking relationship required for Wells Fargo credit cards?


Your chances of getting approved are greater also you can apply online if you have a banking relationship, if you dont have a relationship then you must apply at a branch not sure if also over the phone. 


They don't have branches near me so I guess I'm counted out Smiley Sad  I heard they may roll out better cards later this year.

 

Message 12 of 24
BearsAndTurtlesRtheBest
Senior Contributor

Re: Wells Fargo Platinum Master Card anyone have one?

Maybe you can apply over phone? You could give them a call and ask, and yes hopefully they rool em out soon.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 13 of 24
gdale6
Moderator Emeritus

Re: Wells Fargo Platinum Master Card anyone have one?


@B335is wrote:

Is a banking relationship required for Wells Fargo credit cards?


No but Ron1 apped as was denied just because he had no banking relationship with them.

Message 14 of 24
gdale6
Moderator Emeritus

Re: Wells Fargo Platinum Master Card anyone have one?


@BearsAndTurtlesRtheBest wrote:

@gdale6 wrote:

I never had a CC from WF but I did bank with them a few years ago, if I remember you can design your own card with them and it did include any CCs at the time.


Yes you can but I didint knoe they had MC cardholders.


They did when I was banking with them, they must have gotten a better deal to switch to Visa. I did originally miss that point in my first reply.

Message 15 of 24
mnavas
Frequent Contributor

Re: Wells Fargo Platinum Master Card anyone have one?


@BearsAndTurtlesRtheBest wrote:

@mnavas wrote:

@BearsAndTurtlesRtheBest wrote:

Ok so I work at a hotel and see a good variety of CCs while checking guest in and today is my second time I see a WF Mastercard which looks really nice on that grey plain card like shown in my siggy. Was this an old product offered by WF a while back? Anyone have it? 


I never have seen a WF mastercard version. I saw a WF AMEX a couple of day ago but anyway i don't like Wells Fargo they have such a lousy rewards program.


Hey mnavas! Ive seen 2 already and it looks just like the regular VISA Platinum but with a MC logo instead. And true about their rewards.


Hey bears! Yeah i haven't seen that WF Mastercard Version, Hopefully they will come up with a better rewards program down the line, if they don't just ditch that card and get a Chase Freedom, Discover it and an AMEX BCE they're my favorite and believe me you won't miss Wells Fargo at all

Message 16 of 24
Credit-hoarder
Valued Contributor

Re: Wells Fargo Platinum Master Card anyone have one?

B335is: I have a WF Rewards Visa-but I don't have a banking relationship with them. i got my card last January through a mail offer-go figure. I have been financing my car through WF Dealer Services for the past year, but was told after I got the loan and wanted to apply for a CC that the car financing is seperate from the regular banking and doesn't count.

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Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 17 of 24
B335is
Moderator Emeritus

Re: Wells Fargo Platinum Master Card anyone have one?


@Credit-hoarder wrote:

B335is: I have a WF Rewards Visa-but I don't have a banking relationship with them. i got my card last January through a mail offer-go figure. I have been financing my car through WF Dealer Services for the past year, but was told after I got the loan and wanted to apply for a CC that the car financing is seperate from the regular banking and doesn't count.


There's only 1 entry from MI in the pulls (TU), which would be nice as I have lower inq.  I wish they had pre-approval link on the website.  I should probably wait for them to find me Smiley Happy

 

Message 18 of 24
dilettante
Established Contributor

Re: Wells Fargo Platinum Master Card anyone have one?

I have a Wells Fargo Home Rebate Card that was offered when we got a mortgage through them. I also have a checking account with them. IIRC, they just offered the card to me, I don't remember ever going through an application process.

 

Anyway, it's not such a horrible card - not the best, but not horrible. APR 10.65%, 1.35% rebate that gets automatically credited as mortgage principal payment, no AF, cell phone insurance up to $600 2X/year, chip and pin (though primary is chip and sig and FTF is 3%), US based CSR's and auto cli's.

 

But it's a platinum visa.

Message 19 of 24
mongstradamus
Super Contributor

Re: Wells Fargo Platinum Master Card anyone have one?


@BearsAndTurtlesRtheBest wrote:

@mongstradamus wrote:

All I use my wf cc for is free cell phone insurance. I have amex,quicksilver, freddom, or it for most purchases .


What does it cover?


Sorry for late reply here is link to the program haven't had to use it yet.https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/



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Message 20 of 24
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