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Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Wells Fargo Secured Card..... GRADUATION!!!!

I never thought I would see the day where this card would graduate. I have had it 2 years now with a whopping 300 limit that was used as collateral. and from what I understand Wells Fargo stopped graduating people for some time. So I called the rep and he wasnt sure what my credit limit is going to be.. Im hoping they took a look at my CR by soft pull so they can see that I have cards with 10 times that limit that. We shall see. He said alot of the time the limit will be well over the initial deposit, but again its wells fargo and we are forced to wait and see what happens! My account officially graduates 12-3-12. I thought I would share the news with everyone and give some encouraging thoughts to those with un-graduated WF secured cards!

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!

Congrats

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!

Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
p-
Posts: 2,633
Registered: ‎06-05-2008
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!


aplast wrote:

I never thought I would see the day where this card would graduate. I have had it 2 years now with a whopping 300 limit that was used as collateral. and from what I understand Wells Fargo stopped graduating people for some time. So I called the rep and he wasnt sure what my credit limit is going to be.. Im hoping they took a look at my CR by soft pull so they can see that I have cards with 10 times that limit that. We shall see. He said alot of the time the limit will be well over the initial deposit, but again its wells fargo and we are forced to wait and see what happens! My account officially graduates 12-3-12. I thought I would share the news with everyone and give some encouraging thoughts to those with un-graduated WF secured cards!


Sweet.  I gave up and fired those guys when they wouldn't grad me, I'm glad they are coming to their senses.  Congrats.

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!


aplast wrote:

I never thought I would see the day where this card would graduate. I have had it 2 years now with a whopping 300 limit that was used as collateral. and from what I understand Wells Fargo stopped graduating people for some time. So I called the rep and he wasnt sure what my credit limit is going to be.. Im hoping they took a look at my CR by soft pull so they can see that I have cards with 10 times that limit that. We shall see. He said alot of the time the limit will be well over the initial deposit, but again its wells fargo and we are forced to wait and see what happens! My account officially graduates 12-3-12. I thought I would share the news with everyone and give some encouraging thoughts to those with un-graduated WF secured cards!


CONGRATS!!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!

Thanks everyone for the positive comments! I was seriously floored when I read the letter. now hopefully they dont give me a toy limit. BTW im really liking everyones signature with the card logos. I have to look into this.

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Valued Contributor
p-
Posts: 2,633
Registered: ‎06-05-2008
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!


aplast wrote:

...BTW im really liking everyones signature with the card logos. I have to look into this.


Sent you a PM with the "secret" method for a fancy sig.  Some assembly required.

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL

New Member
JonDoe1980
Posts: 14
Registered: ‎09-26-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!

CONGRATS!!I just got my graduation letter today and was told that I will have to wait till December 3rd as well!!   I was wondering last month why they approved me for a $2,500 rewards card but still hadn't graduated me on my $500 secured card.  I am just happy that they came to their senses!  We shall both have our fingers crossed as to what the limit will be on our cards. I also like how people are able to have the cool new card sigs, maybe someone can clue me in as well...

 

 


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Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!


p- wrote:

aplast wrote:

...BTW im really liking everyones signature with the card logos. I have to look into this.


Sent you a PM with the "secret" method for a fancy sig.  Some assembly required.



Much appreciated!

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.
Regular Contributor
aplast
Posts: 150
Registered: ‎06-20-2012
0

Re: Wells Fargo Secured Card..... GRADUATION!!!!


JonDoe1980 wrote:

CONGRATS!!I just got my graduation letter today and was told that I will have to wait till December 3rd as well!!   I was wondering last month why they approved me for a $2,500 rewards card but still hadn't graduated me on my $500 secured card.  I am just happy that they came to their senses!  We shall both have our fingers crossed as to what the limit will be on our cards. I also like how people are able to have the cool new card sigs, maybe someone can clue me in as well...

 

 


alright!! good to hear that someone else is graduating as well! from what I understand the CS lady told me that they only review secured accounts in October. Again thats just what one of their reps told me over the phone, so im not sure how accurate that statement is. Im hoping for 2k or more. I have other limits in that range and think that would be a reasonable. and the card I got upgraded to is just the regular platinum, so I think ill still use my sams discover as im earning 2% CB on every purchase. When you find out your limit I would love to know what you got! keep us informed! and I sent you a PM with the info to get that fancy sig :smileyhappy:

American Express Green - NPSL, Sams Club Discover - 4000, Paypal Smart Connect - 4000, Capital One - 3500, Barclaycard Visa - 2500, Walmart - 1500, Discover IT - 1000, Ashley Furniture Home Store - 1000, Care Credit - 1000.

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