I'm not terribly impatient about it, only because I'm still waiting for things to drop off, so the later, the more accurate for me. As it is, I already jumped the gun on buying a MyFico TU report, thinking all 3 of my collections accounts had been deleted based on a CreditKarma update. Turns out only 2 of the 3 are gone on my TU report.
I am torn....although I am checking the site daily (my last 2 scores have posted by the 7th) I a know my score will probably be lower due to early holiday shopping. 
I have since paid my balances - before the statement cuts but 4 of my 5 cards will not report those changes based on 'their' statement cut- off.
This charging, cc statement cut-off, payment posting before it cuts but too late for TU's update is exhausting during the holidays! 
Starting Score: 600's
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