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Established Contributor
SonorityGenius
Posts: 729
Registered: ‎10-21-2007

Re: What Was The First Credit Card In Your Name?

[ Edited ]
My first card - Citi Plat MC - in 04 when I was 18 =(
 
(edit: 04, not 05 sheez! -__=!) lol


Message Edited by SonorityGenius on 12-09-2007 06:40 PM
Established Contributor
chiwiseguy
Posts: 649
Registered: ‎11-02-2007

Re: What Was The First Credit Card In Your Name?

Citi card back in 2000. Lost the card so I decided the smart thing to do was just close it out all together. Brilliant!!!! Live and learn.
Moderator Emeritus
fused
Posts: 16,254
Registered: ‎03-12-2007

Re: What Was The First Credit Card In Your Name?

Some of you may know this but this Sears card I got, well, it was the first of many defaults. So question could also be, what ever happened to your first card. Is it still open or closed? Or did you do like me?:smileysad:
Credit Cards:
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ First Hawaiian Bank Gold Visa 10K
Frequent Contributor
moonman
Posts: 293
Registered: ‎05-01-2007

Re: What Was The First Credit Card In Your Name?

[ Edited ]
well...unfortunately wards went bankrupt and my 15,000 credit card went with it.:smileysad: Message Edited by moonman on 12-09-2007 07:31 PM

Message Edited by moonman on 12-09-2007 07:39 PM
Established Member
fillibert
Posts: 51
Registered: ‎11-08-2007

Re: What Was The First Credit Card In Your Name?

I go way back.  I got my first card (Bank of America Visa) in 1979.  It had a whopping $150.00 CL.  I was 21 (giving away my age) at the time.  Most of us that grew up in the 60s and 70s did not have very much exposure to credit cards.  I remember my parents paid cash for everything, and if they didn't have the money, they simply didn't buy it!  They didn't get their first card (Sears) until the 70s after already being married for 30+ years, and they rarely ever used that card!  I wish I would've followed in their footsteps!!!
Regular Contributor
berraco58
Posts: 184
Registered: ‎10-17-2007

Re: What Was The First Credit Card In Your Name?

[ Edited ]
That is too funny, I was thinking along the same lines except I was thinking we should make a new thread called "What was your first credit card slip up?"
 
My first card was a "Florida State University Credit Union MasterCard"
 
This was when I first went to FSU in 2002. It had a $500 CL. My first purchase was dinner with my girlfriend at this Cuban Restaurant Gordos.
 
Car went over limit, started getting big charges, became a $750 debt and mom had to come in and bail me out. Live and learn. Card is now closed.  Oh ... girl is gone too.
 


fused wrote:
So question could also be, what ever happened to your first card. Is it still open or closed? Or did you do like me?:smileysad:





Message Edited by berraco58 on 12-09-2007 07:54 PM
Regular Contributor
berraco58
Posts: 184
Registered: ‎10-17-2007

Re: What Was The First Credit Card In Your Name?

It was cool too. It came in the most awesome design. It was like a real nice woodfinish desk with pens and other stuff and a framed FSU diploma spread on the desk.
Frequent Contributor
PenguinGeek
Posts: 381
Registered: ‎09-26-2007

Re: What Was The First Credit Card In Your Name?

American Express Green, upgraded along the way to Gold. Got it in 1987 my freshman year in college. I still have the card, and it's the household first choice to use (DH is AU). My next card was either a Citi or Chase, I still have that one too.
-------------------------

Hello, my name is, "PenguinGeek," and it's been 9 months since my last cc app and my score is now 34 points higher than when I app'd.
New Contributor
positronicshell
Posts: 74
Registered: ‎10-24-2007

Re: What Was The First Credit Card In Your Name?

[ Edited ]

fused wrote:
Mine was a regular Sears card (at least I think it was a regular card) back in 95'. My first purchase was a brand new Compaq desktop.





fused,

funny my first credit card was also sears back in '95.
i was always buying cd's at the ala moana sears, hah!
also defaulted.
they gave me $2000 CL when I was 18 + had no job!
i am so glad i finally learned about how to handle personal finances...

xoxox jane

Message Edited by positronicshell on 12-09-2007 08:05 PM
hey, careful man! there's a beverage here!
My FICO: TU - 725 EX - 682 EQ - 736 09/07/07 - My FICO after 2 new CC: TU - 673 EX - 654 EQ -713 12/07/07 :smileysad: - DH's FICO: TU- 721 EX - 733 EQ - 730 12/10/07 :smileyhappy:
New Contributor
FantumGrey
Posts: 68
Registered: ‎08-07-2007

Re: What Was The First Credit Card In Your Name?

My first card was a special offer MBNA Who's Who Among American High School Students card. Got it in '99 with a $1000 limit. It was my best card too...until I mucked up three years ago and they closed it.

Starting Score: TU: 682, EQ: 653 (2/22/2012)
Current Score: TU: 682, EQ: 653
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