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What cards are good for starter cards...

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Cheryla18
Established Contributor

What cards are good for starter cards...

I was wondering which cards are good starter cards...including any dept store cards...ie Target..Walmart...or Justice for my kids....

 

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 1 of 8
7 REPLIES 7
Creditaddict
Legendary Contributor

Re: What cards are good for starter cards...

Capital One

Message 2 of 8
red259
Super Contributor

Re: What cards are good for starter cards...


@Cheryla18 wrote:

I was wondering which cards are good starter cards...including any dept store cards...ie Target..Walmart...or Justice for my kids....

 

Cheryl


If your looking for cards for your kids then the first thing I would consider is making them an AU on some of your cards. If they are a student then look at some student cards, Discover has a student card. If none of those works then they would need to look at secured cards or cards with a credit union to get started.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 3 of 8
red259
Super Contributor

Re: What cards are good for starter cards...


@Creditaddict wrote:

Capital One


+1 cap 1 is another option for starting out. Just don't have unreasonable expectations of the cap 1 starter card growing with them over time. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 8
Jeff007245
Regular Contributor

Re: What cards are good for starter cards...

Recommended Starter Cards

 

1. Bank of America Secured

2. Wells Fargo Secured

3. US Bank Secured

4. Citi Bank Secured

4. Discover IT > Student > Secured

6. Capital One Secured

7. CU Secured

8. Store Cards ( Whichever Pleases The Individual)

 

Rebuilders

 

1. Merrick Bank

2. First Progress

 

Not Recommended

 

1. Credit One Bank

2. First Premier Bank



Garden
2/16/14
|*****1/2014 - NPSL*****| *4/2011 6,000 CL* |*11/2011 - 5,000 CL*| *9/2012 - 850 CL* | *1/2014 - 500 CL* |*2/2014 - 6,000 CL*|
Message 5 of 8
credit-hunter
Frequent Contributor

Re: What cards are good for starter cards...

good one jeff i dont think citi is still available you can add u.s. bank to the list to

Message 6 of 8
Jeff007245
Regular Contributor

Re: What cards are good for starter cards...


@credit-hunter wrote:

good one jeff i dont think citi is still available you can add u.s. bank to the list to



Thanks and Done. The Citi Bank card may not be listed on the website, but I believe they are still offering it to customers inside their branches.



Garden
2/16/14
|*****1/2014 - NPSL*****| *4/2011 6,000 CL* |*11/2011 - 5,000 CL*| *9/2012 - 850 CL* | *1/2014 - 500 CL* |*2/2014 - 6,000 CL*|
Message 7 of 8
Cheryla18
Established Contributor

Re: What cards are good for starter cards...

Sorry the CC is for me...when I said Justice it's a dept store that i buy some of my childrens clothes from...that is what i was meaning....Justice for my kids..lol sorry for the confusion.

 

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 8 of 8
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