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Contributor
Posts: 108
Registered: ‎06-24-2012
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What credit report does citi pull?

What credit report does citi pull?  What score are they looking for?

Contributor
Posts: 211
Registered: ‎07-02-2012
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Re: What credit report does citi pull?

They pulled my TU when I applied 2 months back.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
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Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
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Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: What credit report does citi pull?

Csn be from any

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Moderator Emeritus
Posts: 14,736
Registered: ‎12-30-2011
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Re: What credit report does citi pull?

Any of the three major bureaus as Crashem correctly states; underwriting criteria varies wildly per Citi product.  Which one were you looking to apply for?

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 693, EQ 8 714, TU 8 710, EX 8 724 (05/27/16)
Goal Score: 700 on EQ 04 (01/01/17)


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Established Contributor
Posts: 638
Registered: ‎07-29-2010
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Re: What credit report does citi pull?

[ Edited ]

They almost always pull EX for me, but they did pull TU once for a CLI.

 

Most people here report that they pull EQ for them, so it varies a lot based on where you live and what you're applying for. 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: What credit report does citi pull?

EQ here in Florida.

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
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Established Contributor
Posts: 961
Registered: ‎12-21-2010
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Re: What credit report does citi pull?

EQ and EX for me a few days back here in Fl.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!

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