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Contributor
praise123
Posts: 108
Registered: ‎06-24-2012

What credit report does citi pull?

What credit report does citi pull?  What score are they looking for?

Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: What credit report does citi pull?

They pulled my TU when I applied 2 months back.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: What credit report does citi pull?

Csn be from any

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Moderator
Revelate
Posts: 8,161
Registered: ‎12-30-2011

Re: What credit report does citi pull?

Any of the three major bureaus as Crashem correctly states; underwriting criteria varies wildly per Citi product.  Which one were you looking to apply for?

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 703, TU 708, EX 702* (05/30/14, EX older)
Goal Score: 700 in all three (01/01/15)


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Established Contributor
andre181
Posts: 624
Registered: ‎07-29-2010

Re: What credit report does citi pull?

[ Edited ]

They almost always pull EX for me, but they did pull TU once for a CLI.

 

Most people here report that they pull EQ for them, so it varies a lot based on where you live and what you're applying for. 

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: What credit report does citi pull?

EQ here in Florida.

 

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Established Contributor
Smug
Posts: 960
Registered: ‎12-21-2010

Re: What credit report does citi pull?

EQ and EX for me a few days back here in Fl.
Experian® 777/Equifax® 655/TransUnion® 770
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $111,190.00
Goal 780!

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