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What happens when you push the Barclay's CLI button?

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GST2008
Frequent Contributor

What happens when you push the Barclay's CLI button?

So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power."  Underneath it is a button labeled, "Request a credit limit increase today."  Has anybody pressed the button?  If so, what happens?  I don't want to waste a hard pull on curiosity Smiley Happy


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
Message 1 of 12
11 REPLIES 11
ChesterPDexter
Established Contributor

Re: What happens when you push the Barclay's CLI button?

Your computer explodes.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 2 of 12
ChesterPDexter
Established Contributor

Re: What happens when you push the Barclay's CLI button?

OK, I was just kidding.  Only a little bit of smoke came out of the back of the computer, but it continued operating.  Smiley Wink

 

In my case, I got a screen telling me I was not eligible.  I'm sure they didn't pull credit, and it was only an internal check, because it took about .01 second.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 3 of 12
ChesterPDexter
Established Contributor

Re: What happens when you push the Barclay's CLI button?

My husband said it downloads a virus.  It reads all your personal emails and sends them to Barclay customer service.

 

OK, time for me to log off for the evening.  LOL, sorry - well, hopefully someone else will tell you they had a good experience with the Barclay CLI button.   One time Barclay gave me a $50 CLI, and I didn't even ask for it.  They raised me from $2,500 to $2,550.  And it was about a month after I got the message saying I was not eligible!  So maybe that famed and mysterious button really does do something - indirectly, and later.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 4 of 12
navigatethis12
Valued Contributor

Re: What happens when you push the Barclay's CLI button?


@ChesterPDexter wrote:

Your computer explodes.


lol

 

For me it was there right after I opened the account. Clicking it takes you to another screen where you input employer, salary, and other stuff.

Message 5 of 12
LS2982
Mega Contributor

Re: What happens when you push the Barclay's CLI button?


@GST2008 wrote:

So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power."  Underneath it is a button labeled, "Request a credit limit increase today."  Has anybody pressed the button?  If so, what happens?  I don't want to waste a hard pull on curiosity Smiley Happy


If you applied for new accounts after Barclays within 6 months, a call from their reps with a bill lumbergh voice says "Yea...................um................we're gonna have to....close.....your account with us................yea..............because you have too many new accounts" Smiley Very Happy




EQ FICO 548 3/3/16
Message 6 of 12
Repo-ed
Senior Contributor

Re: What happens when you push the Barclay's CLI button?


@LS2982 wrote:

@GST2008 wrote:

So I just noticed that both of my accounts with Barclay's have a banner that reads, "Boost your buying power."  Underneath it is a button labeled, "Request a credit limit increase today."  Has anybody pressed the button?  If so, what happens?  I don't want to waste a hard pull on curiosity Smiley Happy


If you applied for new accounts after Barclays within 6 months, a call from their reps with a bill lumbergh voice says "Yea...................um................we're gonna have to....close.....your account with us................yea..............because you have too many new accounts" Smiley Very Happy


True Story

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 7 of 12
Anonymous
Not applicable

Re: What happens when you push the Barclay's CLI button?

So the way I'm reading the above posts is that no one truly knows if it is a hard or soft inquiry?

Message 8 of 12
Brusilov
Established Contributor

Re: What happens when you push the Barclay's CLI button?


@Anonymous wrote:

So the way I'm reading the above posts is that no one truly knows if it is a hard or soft inquiry?


Well I have a credit freeze.  So I could maybe test it out..you know...for science.

Message 9 of 12
hemi961
Regular Contributor

Re: What happens when you push the Barclay's CLI button?

I have 3 Barclay cards and every cli I have requested resulted in a hard pull.  I've always done it online and they've given me an increase every time but I've always gotten a hard pull as well. 

Message 10 of 12
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