What's your highest Credit Card limit?

[Anonymous]

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@kkapdolee wrote:

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@Anonymous wrote:

I've had our AMEX gold card with no pre-set spending limit up to about $125,000 before. AMEX told me that your spending limit for the current month is one and a half times what you spent last month/ or on average. On the first month I got the card years ago they did shut down the account until I sent over a copy of my drivers license, proof of income / tax return / business documents / etc and then the card was back on within a few days. They will call you once in a while and ask for a payment, not sure why because everytime they have ever called requesting a payment my balance was always low.... but they have never called and ask for a payment when the balance was up near $75k+. One trick I learned with the card was if you have a big purchase and arent sure if they will approve the transaction, split it into 2 different transaction and have the store/merchant run them back to back and they will always go through.... this will save you from having to call them everytime to warn them about a big purchase. I have been very satisfied with AMEX and would suggest anybody who needs major purchasing power to have an AMEX in their wallet. They keep bugging me about switching to the Platinum card they have but it wont offer me many additional benefits so theres no point in paying the outragious $450 annual fee when the gold card is only $175 i think. I dont see why people have 5-6 different AMEX cards, they must like throwing money away on annual fees. I did used to have a amex blue card with a $25k limit (no annual fee) but when I started using the amex gold card and racking up $100k+ in monthly charges they lowered the limit on the amex blue card to $500, yes I did say five hundred dollars! So I had them just close that account. So beware of them lowering other credit limits because of using another card.

I just applied and received my new Citi Bank Double Cash back card in the mail this week so I will probably start using that for most of my purchaes so I earn the 2% cash back. On the Amex gold when I spent $1 million dollars the 1,000,000 points would only be worth $5,000 statement credit, but with the citi bank double cash I would have earned $20,000 cash back on that same $1 million dollars in purchases. Even if you use the amex points for a gift card, it takes 60,000 points to get a $500 gift card, but I would get $1,200 cash for spending the same $60,000 it took me to earn the 60,000 points with amex. Another added bonus, the citi double cash has to annual fee!

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If you had an Amex Gold (PRG) for that long and used that much money and paid that much annual fees just to get statement credit at a 2:1, I'm not sure why you didn't just open like an Amex BCE with no annual fee and 1% cash back. Or Capital One Quicksilver which is 1.5% cash back no AF, no FTF. Or Fidelity Amex 2% cash back uncapped...

At least it's good that you switched to Citi DC now.

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It may have been impossible to put those high charges on the other cards (Open123's point about the value of charge cards)

[Luscher]

Chase at 32k is my highest. Total of 37k with Chase though

[Focused10]

AMEX Everyday $25.2K.

[heyitsyeh]

Fidelity Amex at 15k.

[Anonymous]

So far my AMEX BSP at $12,000

[Anonymous]

BofA Accolades 75K.  BofA Travel Rewards $54,100 

[TatorTodd]

NFCU Flagship at $80k

[ShermanOaks]

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@Anonymous wrote:

I just applied and received my new Citi Bank Double Cash back card in the mail this week so I will probably start using that for most of my purchaes so I earn the 2% cash back. On the Amex gold when I spent $1 million dollars the 1,000,000 points would only be worth $5,000 statement credit, but with the citi bank double cash I would have earned $20,000 cash back on that same $1 million dollars in purchases. Even if you use the amex points for a gift card, it takes 60,000 points to get a $500 gift card, but I would get $1,200 cash for spending the same $60,000 it took me to earn the 60,000 points with amex. Another added bonus, the citi double cash has to annual fee!

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This is why I use my SPG card. 50K points = 5 nights at a Westin in Hawaii or a weekend at St Reeg in Hawaii. No room tax or resort fees due to Starwood status. IMHO best credit card rewards on the planet if you like to travel. 

[MyDataMyChoice]

30K NASA FCU

I see people on here with 50K Diners Club

Used to have a 50K Discover Business Card

Also a 100K BOA Visa Plat Card

[WLRK11]

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@Anonymous wrote:

$41,750 Chase United.

Merged my Contiental One Pass, United, and Chase Explorer into one HUGE credit limit

Equifax FICO: 776

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I wonder if this is still possible. Has anybody done this recently?