Reply
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
0

Re: What should be my next move?

Congrats on the Citi approval!

 

Give Chase a call whenever you want to check on the status.  But if declined, call one of the backdoor numbers listed on this forum during normal working hours to recon.

 

I can't speak to the Discover and Capital One limits, but you can read around on the forum for what others think about credit limit increases from these issuers (hint: there are LOTS of threads about this  :smileyindifferent:  )


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Established Member
bndresa1321
Posts: 26
Registered: ‎07-02-2012
0

Re: What should be my next move?

Great I'll have to try an see what might be going on, hopefully I get an approval on this card, but I'll definitely call in for a recon if I have to. 

 

I figure if I just search around I'll find all of the information that I need regarding Discover and Capital One, but in all honesty I'm happy with where I am and I'm sure my CLs will grow with regular use like they have been. 

 

Thank you very much for all of the help!

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.5K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K

Scores:
TU (12/2012) - 720 | EX (12/2012) - 744


Moderator
09Lexie
Posts: 25,920
Registered: ‎09-13-2012
0

Re: What should be my next move?

Yes, definitely call Chase.  I am sure you will be approved! :smileyhappy:

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
0

Re: What should be my next move?


bndresa1321 wrote:

Great I'll have to try an see what might be going on, hopefully I get an approval on this card, but I'll definitely call in for a recon if I have to. 

 

I figure if I just search around I'll find all of the information that I need regarding Discover and Capital One, but in all honesty I'm happy with where I am and I'm sure my CLs will grow with regular use like they have been. 

 

Thank you very much for all of the help!


Hey bndresa1321!

Congrats on your approvals!  I'm super excited for you.  Please make sure to call Chase and recon asap so that you can push them along on the approval process.  I think if you speak to them with the frame of mind while talking with them that you want them as your primary go to card for all your purchases and that you are now in the process of developing relationships they will very likely approve you for a decent limit.

Let us know!  :smileyhappy:


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Established Member
bndresa1321
Posts: 26
Registered: ‎07-02-2012
0

Re: What should be my next move?

A bit of an update on Chase, I haven't received notice but just checked my account and they have added an account, so it looks like I have been approved!  They are starting me off at 5k, my new highest CL, very happy about that. 

 

I will be holding on to these cards and hopefully growing with them for a good while until I decide to go for the AMEX. 

 

Thanks again for all of the great advice, and always great to hear the support from these boards. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.5K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K

Scores:
TU (12/2012) - 720 | EX (12/2012) - 744


Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: What should be my next move?

Congrats on your success!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
0

Re: What should be my next move?


bndresa1321 wrote:

A bit of an update on Chase, I haven't received notice but just checked my account and they have added an account, so it looks like I have been approved!  They are starting me off at 5k, my new highest CL, very happy about that. 

 

I will be holding on to these cards and hopefully growing with them for a good while until I decide to go for the AMEX. 

 

Thanks again for all of the great advice, and always great to hear the support from these boards. 


Congrats!  What did I say?  haha!  Told you 3-5K CL.  I still think you should go ahead and get the BCP before the Chase card reposts and the end of the year.  It will give you a great card (BCP) and set you up well with Amex for future cards.  JMHO!  Very happy for you! :smileyhappy:


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}