New Contributor
Posts: 65
Registered: ‎03-05-2008

When is a request for a CLI a hard pull?

Is asking for a CLI always a hard pull? Clicked on my Citi account website and got an immediate form letter denial on the screen. Also got denied for a Citi Premier Pass with TU/796, EQ/703
EXP/674. Too many balances, too high util. Would calling help? Just got a BT from BofA for 13K at 3.99.
Established Contributor
Posts: 853
Registered: ‎03-21-2008

Re: When is a request for a CLI a hard pull?

I would call them!!
07/26/2007 TU-688

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.