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Who does Wells Fargo pull?

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mmmlive1999
Frequent Contributor

Re: Who does Wells Fargo pull?

Thanks for the input everyone!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 11 of 18
mnavas
Frequent Contributor

Re: Who does Wells Fargo pull?

I live in Colorado and WF pulled Transunion when i applied for the Platinum Cash Back Card  in 2012 

Message 12 of 18
BearsAndTurtlesRtheBest
Senior Contributor

Re: Who does Wells Fargo pull?

They pull experian here in Southern California.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 13 of 18
jsucool76
Super Contributor

Re: Who does Wells Fargo pull?

EX here in FL.

SP for CLI but if you get denied and they offer to "further process" it, or if you get countered and they offer to further process, they will HP.
Message 14 of 18
Barneygirl
Frequent Contributor

Re: Who does Wells Fargo pull?

I went in to apply for an auto loan and asked the banker the question.  She said it is a random pull between all three.  They submit the app and they randomly choose.... it's like russian roulette ... they don't know.  One app could be TU, the next could be EX, the next could be EQ.  It's all a crap shoot Smiley Happy


Current FICO Scores: EQ749; TU732; EX733
Message 15 of 18
vpae
Established Contributor

Re: Who does Wells Fargo pull?

Northern California here, they pulled EQ for me when I got their Visa Signature last year.

 

Whoa, didn't realize this was an old thread! Smiley Wink

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 16 of 18
B335is
Moderator Emeritus

Re: Who does Wells Fargo pull?

Google the creditpulls. It will show you who they pull by location. They pulled TU for me in Michigan.
Message 17 of 18
chalupaman
Super Contributor

Re: Who does Wells Fargo pull?

I think for me it was Experian and I live in Georgia.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 18 of 18
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