BoA. I closed my BankAmericard earlier this year, and I couldn't be happier. Also closed my retail banking accounts (checking and savings).
Never again will I have any type of relationship with BoA.
1. HSBC - Fired them last week. AF and stuck at $800 cl for over 5 years, never late, pif. "Sorry we don't allow customer initiated increases". Well, sorry but you can kiss my a$$.
2. Sears - Stuck at $520 cl for last 8 years, never late, pif. Denied for cli last week at the same time Discover gave me a new $15,000 TL.
3. CapOne - AF and stuck at $4,000 for the last 4 years, account is 6 years old, never late, pif. "We periodically review your account for increases but don't do customer initiated requests". They are on the verge of being fired as I no longer need the TL. My util <1% on +$80,000 of available. AAoA 7 years, so there are no negative side effects to cancelling.