So I went ahead and applied with USAA and was denied. I asked to talk with a credit analysis and I was put on hold for a couple minutes. He came back and said they are all busy and I would know something in the next week or two. He said they would review it. Not getting my hopes up.
He said they had 4 reasons listed and than he said all 4 reasons sounded the same to him. To short of revolving history (only 11 months old), not enough history with revolving accounts. I can't remember what the other 2 reasons were but they both had to do with having a short history with revolving accounts.
Which brings up....... What is sufficient history when it comes to revolving? What is my next step?
