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I've been in denial all this time...the logo, it's right on my Benny card....I can spend that money on glasses or perhaps a prescription....
Before you leave your house to go shopping, pump gas or eat out, you know EXACTLY which card will get the love!
You are at a store checkout line and they offer you a credit card app and you slip up and say "I can't im in the garden"
@LS2982 wrote:You are at a store checkout line and they offer you a credit card app and you slip up and say "I can't im in the garden"
@LS2982 wrote:You are at a store checkout line and they offer you a credit card app and you slip up and say "I can't im in the garden"
LOL! You know the 10% is definitely not worth the reduced AAoA and the HP!
I phrase it "I don't want to take the hard pull to my credit report"
@SpiceIslander wrote:
@LS2982 wrote:You are at a store checkout line and they offer you a credit card app and you slip up and say "I can't im in the garden"
@LS2982 wrote:You are at a store checkout line and they offer you a credit card app and you slip up and say "I can't im in the garden"
LOL! You know the 10% is definitely not worth the reduced AAoA and the HP!
Or the flipside of this:
Your In the checkout line and they offer you a credit card app and you start spouting off a million questions:
-will I be approved??
-my FICO score is --- will I get a good CL?
-will my other creditors AA me I got a lot of new accounts!
-what bureau do they pull???
Meanwhile the cashier is looking at you like you were dropped on your head as a kid and your looking at them like YOU SHOULD KNOW THIS INFORMATION!!! ITS MY CREDIT ON THE LINE!!! HAVE YOU NO RESPECT FOR MY FICO SCORES?!?!?!?!?
" Your In the checkout line and they offer you a credit card app and you start spouting off a million questions:
-will I be approved??
-my FICO score is --- will I get a good CL?
-will my other creditors AA me I got a lot of new accounts!
-what bureau do they pull???
Meanwhile the cashier is looking at you like you were dropped on your head as a kid and your looking at them like YOU SHOULD KNOW THIS INFORMATION!!! ITS MY CREDIT ON THE LINE!!! HAVE YOU NO RESPECT FOR MY FICO SCORES?!?!?!?!? "
THAts SO totally me ! LOL
You worry about AAs.
Ask cashier: "is it a hard or soft pull?" or "What's the interest rate?" and then get annoyed when they don't know what you're talking about.
It's funny. I really haven't seen any deals at the register worth taking an HP to get. I really only use cash-back cards and nothing ever sounds better than cash.