a copy of Credit Report for new CC

AMTB · ‎06-27-2014

I got approved for AMEX BCE not long ago and had just received the card in the mail. However, there was no mentioning of credit score or CRA info. is it possible to request a copy of the report with the score that AMEX HPed free of charge?

coldnmn · ‎06-27-2014

Not if you got the best APR rates.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

AMTB · ‎06-27-2014

does the best APR vary by app? I got introductory 0% APR for a few months, not sure if this means I have the best APR or not

injustifiiable · ‎06-27-2014

@AMTB wrote:
does the best APR vary by app? I got introductory 0% APR for a few months, not sure if this means I have the best APR or not

It does...but your cardmember agreement will mention the APR that will apply after the intro period.

AMTB · ‎06-27-2014

is APR is the only thing we can request report? can we question CL?

09Lexie · ‎06-27-2014

@AMTB wrote:
is APR is the only thing we can request report? can we question CL?

What is your APR after your promo ends? You can check online for your APR or look at your statement

Closing Credit Cards

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Frequently Requested Threads

AMTB · ‎06-27-2014

says the following online Annual Percentage Rates Sorry about that! It doesn't happen often, but your APR information is unavailable. Please try again later.

keithB · ‎06-27-2014

AMEX APR didn't load for me until my first statement cut.... Maybe the same for you.

@AMTB wrote:
says the following online Annual Percentage Rates Sorry about that! It doesn't happen often, but your APR information is unavailable. Please try again later.

AMTB · ‎07-01-2014

Tried to use this card to pay for $30 grocery at the grocery store I go every week and AMEX locks my card. I guess AMEX has a weird way to amuse a new customer...

blu387 · ‎07-02-2014

@AMTB wrote:
Tried to use this card to pay for $30 grocery at the grocery store I go every week and AMEX locks my card. I guess AMEX has a weird way to amuse a new customer...

Solution: Spend less on groceries

Just kidding of course. AMEX actually blocked on of my first transactions when I got my BCP as well. I think it was a $45 dollar charge, I wanna say it was the 3rd transaction I made with the card. Calling the number on the back of the card got it sorted out right away though. Havne't had an issue since... well... other then the card not swiping at cash registers.