@stetsonnrodeo wrote:Recently a friend applied for PayPal Credit after already having the paypal mastercard. This is the denial that came back. My buddy thought I could decrypt since I am learning from the forum but on this one I'm scratching my head. Any takers care to educate us?
Certain elements of the transaction vary significantly from typical customer purchase behaviors due to the risk associated with this type of transaction, as well as the time of the day of the transaction.
Ah, I've seen this before ... triggered the fraud detection algorithum. Usually happens when trying to buy something on a retail site at an odd hour over a specified amount, AND app'ing for a TL with them at the same time ... especially if there are info mismatches.
