capital one AR

[ChistineNJ]

does anyone know how freguently capital one does account reviews? is it every 3 months, every month. I have multiple accounts with them and by looking at my cr I really cant tell. it seems to be no consistency. possibly because of the 3 accounts. my new question is if you have multiple accounts are they doing multi AR for each account.

[gdale6]

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@ChistineNJ wrote:

does anyone know how freguently capital one does account reviews? is it every 3 months, every month. I have multiple accounts with them and by looking at my cr I really cant tell. it seems to be no consistency. possibly because of the 3 accounts. my new question is if you have multiple accounts are they doing multi AR for each account.

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I believe they only pull 1 CR for and AR of all your accounts, it would not be cost effective to pull a separate one for each account. Typically its every 3 months but it can be every month if you are enrolled to get their FAKO credit score.

[Anonymous]

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@ChistineNJ wrote:

does anyone know how freguently capital one does account reviews? is it every 3 months, every month. I have multiple accounts with them and by looking at my cr I really cant tell. it seems to be no consistency. possibly because of the 3 accounts. my new question is if you have multiple accounts are they doing multi AR for each account.

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Muiti AR for all accounts when it comes to pulling reports will be expensive and not the smartest move.  So it is done at once every month.

[Marcos8]

While is doesnt seem like they do it anymore, Cap 1 used to provide you with an EQ  score and score date if you requested a CLi online and were denied. I would always get denied and have to call the EO,  but when they would notify me of the denial it seemed they were always using a soft pull that was at least 2-3 months old. 

[taxi818]

Its inconsistent at best. i checked my reports. and yes i do get their fako. but. i can see the AR sometimes 4 months out. last time it was when i asked for a cli. they gave it to me. also ive seen it sometimes when i get new accounts that has nothing to do with cap. but i see the AR. they really are watching the things we do.