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how can you tell if you've been SP'd

Valued Contributor

Re: how can you tell if you've been SP'd

A SP is a SP but a HP is fruit and cake. (I miss the old fig newton commercials)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor

Re: how can you tell if you've been SP'd


PHILYMIC wrote:

When I pull my reports my inquires are broken down into two separate categories.  The hard pulls are listed under headings such as "inquires shared with others," "regular inquires" or "inquiries that may impact your credit rating."  Any soft pulls are normally listed under headings such as "inquiries shared only with you," "account review inquiries," or "inquiries that do not impact your credit rating."

 


Hope this helps...


Smiley Very Happy This is exactly right.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor

Re: how can you tell if you've been SP'd


SnackTrader wrote:

Glad I can help. After you pull the first time at annualcreditreport.com, just go straight to Experian.com and click "View Report Again" at the bottom of the page under Credit Assisstance. 

 

I just did it again tonight, more than 30 days after my initial pull. I can't speak for how long this ability lasts on any of the Bureaus (probably 90 days based on info on Experian's website), but it can certainly be useful for as long as it is available. 


Thanks for this information.  Very helpful!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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