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how likely Capital One will give me a credit line

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RBFool
Contributor

Re: how likely Capital One will give me a credit line


@eric19k wrote:
Sorry I didn't catch his name.
So here is an update:
So I had alerts and it was Cap1 HP on all three bureaus. After that someone called and asked some questions again, was very nice and asked to fax proof of income and said that probably they will get back to me by next week.
Don't know where it's going to lead but at least I had a very nice experience with Cap1. Customer service is 8/10.

They did this to me on a CLI. I've read that if they ask for proof of income they're probably going to grant it to you. If it was a complete denial they typically don't bother fact gathering. Of course YMMV


  

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Message 11 of 14
RBFool
Contributor

Re: how likely Capital One will give me a credit line


@eric19k wrote:
so here is an update. I faxed my income information twice. First time they didn't receive and were going to decline but I called in and faxed again. After waiting for a week I called again and was told that they approved me for $1000 credit limit. It is Quicksilver card.
Thank you guys for support and help.

Ha! Funny, didn't see this message when I replied to your earlier one.

 

Congrats Eric! That's terrific. Manage it well and garden for a year or so!


  

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Message 12 of 14
eric19k
Established Contributor

Re: how likely Capital One will give me a credit line

I agree it is a gaden time now. I thought they would deny me
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 13 of 14
Closingracer99
Valued Contributor

Re: how likely Capital One will give me a credit line


@eric19k wrote:
so here is an update. I faxed my income information twice. First time they didn't receive and were going to decline but I called in and faxed again. After waiting for a week I called again and was told that they approved me for $1000 credit limit. It is Quicksilver card.
Thank you guys for support and help.

Congrats Smiley Happy   

 

Better then My limit with them but it is a pretty good card for rewards 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 14 of 14
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