cancel
Showing results for 
Search instead for 
Did you mean: 

macy's approval for $100 should I keep it?

tag
WhirledPeasPlease
Moderator Emeritus

Re: macy's approval for $100 should I keep it?



grneydangl wrote:
are the CLIs (requested or auto) soft pulls for sure or hards?



Mine were all soft pulls.
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 11 of 18
tri3nity
Contributor

Re: macy's approval for $100 should I keep it?

Which cbr does Macy's pull?

Starting Score: 1/2011 TU 539 EQ 481
Current Score: 2/2011 TU 542 EQ 489 EX 505
Goal Score: 620+


Take the FICO Fitness Challenge
Message 12 of 18
jp_dlp
Contributor

Re: macy's approval for $100 should I keep it?

I'd say keep macy's, they're easy with their CLI.. Usually every 3 mos of good payment history.. I started with 100cl as well, app'd 1 year ago. they'll inc your limit within their internal system if possible and the most they would do is soft pull on your CR if needs further review. Goodluck!
Current Fico Score
EX: 660 EQ: 680 TR: 690
Message 13 of 18
Anonymous
Not applicable

Re: macy's approval for $100 should I keep it?



tri3nity wrote:
Which cbr does Macy's pull?


EX pretty much exclusively, although YMMV as always.
Message 14 of 18
tri3nity
Contributor

Re: macy's approval for $100 should I keep it?

What does your credit score need to be when applying for the macy's card, does anyone know?

Starting Score: 1/2011 TU 539 EQ 481
Current Score: 2/2011 TU 542 EQ 489 EX 505
Goal Score: 620+


Take the FICO Fitness Challenge
Message 15 of 18
haulingthescoreup
Moderator Emerita

Re: macy's approval for $100 should I keep it?

Two ways to find this out:

(1) Look at the search box above left and type in macy's score, and hit enter. The search function here on the forums is your friend.

(2) Go to www.whogavemecredit.com and search there. Either click "browse" and look alphabetically, or type in macy's in the Search by name box.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 16 of 18
tri3nity
Contributor

Re: macy's approval for $100 should I keep it?

Thanks, I am learning so much on this site. I have been telling everybody and I'm not even ashamed of my score anymore because I know in my heart that I'm working on it. Trying to do the responsible thing.

Starting Score: 1/2011 TU 539 EQ 481
Current Score: 2/2011 TU 542 EQ 489 EX 505
Goal Score: 620+


Take the FICO Fitness Challenge
Message 17 of 18
haulingthescoreup
Moderator Emerita

Re: macy's approval for $100 should I keep it?

I found that about 4 weeks after I started really reading and learning here (this was last September or so), my brain completely turned to goo for about 3 days. If it happens to you, cheer up --I think it's just a temporary overload from trying to absorb and assimilate so much info!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.