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i want to apply for a ritz carlton cc, i have CSP for over a year with 6500 limit, freedom with a 3500 limit over a year and a half city simplicity with 6000 limit 2 amex with NPSL
discover it 2750 almost for 2 years and a best buy card of 3000 limit.
my util is about 16% never had any late payments and my scores are around 740's.
i'm planning on traveling a lot soon, would like to get your opinion best regards, Oz
What do your inquiries look like?
I more than likely think you'll be approved provided no derogs. I say go for it!!!
i have 5, but i think 3 of them are over 6 months
I would say you're good to go as well! Did you check the Chase pre-approval site? Let us know how it turns out!
i did check but i didn't get anything, it was like that last time andi still got approved right away
With your good history with Chase and not having been approved for new cards with them in over a year it sounds like you are good to go.