Credit Cards

[laryn41]

Who do they pull?  are they an easy card to get with a high limit?

[credit4me]

Well, TU was pulled with a PFICO of 614 and they approved me for 2500CL

[laryn41]

I have a lot of Inquiries in the past 12 month... you think that matters?

[Revike]

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laryn41 wrote:

I have a lot of Inquiries in the past 12 month... you think that matters?

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How many is a lot? How many inquiries on TU and EX? (WaMu seems to pull TU maybe 85% of the time, EX about 15%). People with high scores but a high number of inquiries have been declined.

[laryn41]

maybe 50 on eq. they pulled like 40 for banks to get the best int rate on a car for me.

[Revike]

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laryn41 wrote:

maybe 50 on eq. they pulled like 40 for banks to get the best int rate on a car for me.

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You can disregard the auto loan inquiries - if they all occurred within a short time period, they are only counted as one inquiry. However, WaMu almost never pulls EQ, so the important question is how many inquiries on TU and EX during the past 12 months.

[ObsessedwithmyFico]

WAMU pulled EX for me... I am in NC.