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Best Credit Monitoring Service

Frequent Contributor

Best Credit Monitoring Service

I am in the midst of the credit climb. Been disputed and paying off a few old debts and adding new credit along the way. Would like to know the best credit monitoring services if possible..

 

Thanks!


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
8 REPLIES
Regular Contributor

Re: Best Credit Monitoring Service

 Since you are already part of the community, try the services offered here on myfico. I am thoroughly pleased with the services offered and love the score watch alerts. And most importantly, its very wallet friendly


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Frequent Contributor

Re: Best Credit Monitoring Service

Alright I will take your word for it. thanks

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Established Contributor

Re: Best Credit Monitoring Service

There's a promo going on that gets you ScoreWatch for a year at $99.50 or somewhere close to there. Just Google for it.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Frequent Contributor

Re: Best Credit Monitoring Service

Do I get equifax and Transunion scores with that? Does it allow access to Credit Reports?

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Frequent Contributor

Re: Best Credit Monitoring Service

Where can I find an experian Fico score?

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Blogger

Re: Best Credit Monitoring Service


rightcoast wrote:
Where can I find an experian Fico score?

Without applying for credit, there's nowhere you can find such a score.

 

Frequent Contributor

Re: Best Credit Monitoring Service

That's unfortunate.

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Highlighted
Senior Contributor

Re: Best Credit Monitoring Service

eliminateidtheft.com allows daily pulls of all 3 credit reports.  You only get FAKO scores, so ignore those.  The pricing is pretty good especially if you are looking to monitor your reports and a spouse.  For $180/year you can monitor both people's reports.  So $7.50/month/person.  I don't remember what the individual pricing is.

 

The site is a little annoying in that you have to log-in three separate times before you get to your credit report, but for the price, it's hard to beat.  I'm happy with the service.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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