Scenario 1.
Ok, so given your SOL is 6 years and the date of last activity is 21/01 I DEFINATELY WOULD NOT wake that dog up. They still have at least 2 more months that they can file suit to recover. This would place a judgement in your record starting the 7 year clock all over again with a new nasty on your report.
Some of the collection agency's are famous for suing just days before the SOL date.
Not only would I not dispute it at this point, I wouldn't app for anything until the SOL has passed with a margin of error.
If the CA does a pull of your credit report just before their time runs out and see that you have been applying for credit not only does it give them incentive, but your current address for the subpoena.
Hang in there quietly for a few more months and then revisit the situation.
Scenario 2.
Contact the CA and negotiate a PFD. The cost is cheap considering the gain you will realize from having them delete the account. If they go for it, (and there isn't any reason they wouldn't since your offering them free money at this point because it's going away in a few months and they know the only way to collect is to sue you or agree to the PFD) then that whole thing goes away for one single payment of a mere 269.00.
Not sure what to do about Eddie Bauer account since you didn't say how much it is.
Personally I'd go with scenario 2 if you can do the same thing with the Eddie Bauer account, and with scenario 1 if it's more than you can do.
I also wouldn't dispute those accounts with the CB's without doing one of the above scenario's first. If you just dispute now you take the risk of bringing to their attention that time is of the essence here.
Good luck whichever way you choose.
Van