Re: Can Garden Club April Start Early! :P

Creditaddict · ‎03-30-2016

Let me tell you which card to get now for the free flight and free hotel and I'll buy the drinks!

pizza1 · ‎03-31-2016

@Creditaddict wrote:
Instead of asked why ask why not?! 🤑

LMAO...exactly

EW800 · ‎03-31-2016

@Creditaddict wrote:
My gardening is going good and I'm under 100 inquries on Experian
Credit Used

Revolving Debt
$10,091.00
Revolving Credit Limit
$748,687.00
Revolving Credit Usage
1%
Real Estate Debt
$0.00
Installment Debt
$5,000.00
Total Debt
$15,091.00
Negative Information

Accounts Ever Late
14
Accounts In Collections
0
Time Since Negative
2.6 year(s)
Inquiries Summary

Inquiries
90
Public Record Summary

Public Records
0
Length of History

Oldest Account
17.2 year(s)
Average Account Age
4.2 year(s)

Revolving CL of almost $749K?!?! Dang!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎04-07-2016

Creditaddict when I grow up I want to be like you.....lol

Creditaddict · ‎04-07-2016

LOL

Can Garden Club April Start Early! :P

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