06-01-2007 07:03 PM
07-18-2007 04:27 PM
02-01-2008 11:57 AM
02-01-2008 12:08 PM
03-28-2008 05:22 PM
03-28-2008 06:01 PM - edited 03-28-2008 06:02 PM
granny031350 wrote:so when there is no delinquency they go by dola? I have run into that with a couple of my TL that were included in my BK and discharged in 01. They should be coming off this year but the DOLA is reporting as 02 so therefore, the cra are listing come off as 2009. I can't seem to get them to understand that there couldn't be any action after filing on that debt but to no avail. so I am just going to let them all fall off. Disputing is exhausting.
03-28-2008 07:01 PM
True! But EQ's DOLA is really a DOFD. I know it can be confusing.
theshadow12345 wrote:I thought EX & TU were the only ones that went with DOFD and EQ went with DOLA?Awesome Post btw.
Message Edited by theshadow12345 on 03-28-2008 06:02 PM
03-28-2008 08:50 PM
I live in NC where the SOL is three years. I am approaching the three year mark from the dates of purchase. Five months away (8/05 and 9/05). My DOFD on these debts should be 11/05 and 12/05. According to what i have read here, the SOL kicks in later this year, which means they cannot sue me. However the items on my report will remain in place for another four years? Is that correct?
I know that once the SOL takes effect a CA cannot lawfully contact me to collect the on the debts. Is there any way, other than paying the debt, that an SOL TL on a CR can be removed before 7 years?
03-28-2008 09:16 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO