Delete from DV!

[Anonymous]

Thank you HappyDays!!!!  I managed to get another delete because of your great advice - - "Because you're past SOL on both of these, send them a DV - they might go away.  IF they answer it with the correct info then you can PFD.  ALWAYS DV any CA before offering a PFD!"

Collector:  Money Control (SBC) $97

- - sent DV 01/04/08; SOL 12/07

- - scheduled to drop 08/09

January 7, 2007

This Letter is to inform you and your creditors that the above account has been canceled back to the original creditor.  If the account was reported to your credit report, we will instruct EX, TU, and EQ to delete the derogatroy remark from your credit report.  Please contact the original creditor if you wish further information on the above account.

Sincerely,

Money Control Inc

[Anonymous]

Congrats sassy! Well done.

[octavia]

Congratulations Az!!!!

Octavia.

[Anonymous]

Congrats-

Do you have any CA's left ? You have been on a roll-

Message Edited by Timothy on 01-14-2008 11:24 AM

[Anonymous]

WTG!!!

[Anonymous]

Tim-

Here are the collections I have as of January 2, 2008.

Cathleen

Equifax - One (1) collection

Collector:  Healthcare Collections (Hospital) $100 - paid in full

- - agreed to PFD but hasn't updated reporting

- - faxed dispute to EQ on 01/04/08

Experian - Four (4) collections

Collector:  Healthcare Collections (Hospital) $100 - paid in full

- - agreed to PFD but hasn't updated reporting

- - faxed dispute to TU on 01/04/08

Collector:  Unique National Collections (Library) $43 - paid in full

- - sent DV 01/10/08 - haven't received as of today

- - scheduled to drop 08/12

Collector:  Portfolio Recovery Services (US Cellular) $1,010

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 12/08

Collector:  Rapid Collection Systems (Apartment) $365

- - need to send DV

- - scheduled to drop 05/12

TransUnion - Five (5) collections

Collector:  Healthcare Collections (Hospital) $100 - paid in full

- - agreed to PFD but hasn't updated reporting

- - faxed dispute to TU on 01/04/08

Collector:  Unique National Collections (Library) $43 - paid in full

- - sent DV 01/10/08 - haven't received as of today

- - scheduled to drop 08/12

Collector:  Portfolio Recovery Services (US Cellular) $1,010

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 12/08 

Collector:  Sky Recovery Services (Apartment) $634

- - sent DV 01/04/08; SOL 12/07 - received 01/07/08

- - scheduled to drop 12/09

Collector:  Money Control (SBC) $97 - AGREED TO DELETE!

- - sent DV 01/04/08; SOL 12/07

- - scheduled to drop 08/09

I just realized that none of the collection accounts I had for Mid America Accounts (see details below) were on the FICO reports I pulled on 01/02/08 - I guess that means they were deleted!  If this is the case, I'm super excited.  However, they were still listed on the credit reports I pulled from Identity Guard on 12/31/07.

Collector:  Mid America Accounts (Doctor's Office) $30, $139, $123, $238, $64

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 06/08, 12/08, 05/09, 05/09, 05/09 

Collector:  Mid America Accounts (Ex's Auto Loan) $2,589

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 07/08

[Anonymous]

WTGGGGGGGGGGGGGGGGGGGGGG

now watch to be sure that they get deleted.......At times these letters are sent & the CA doesn't delete hoping that you won't notice.

If that happens  dispute with all CRAs that are reporting!!!  as NOT MINE