Reply
Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012
0

Does each CK update count as a soft INQ?

I just read about a split CR due to excessive softing, and since CK allows daily updating would each INQ be reported individually?  I won't get a new TU report until next Feb.  Can this be true?


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Does each CK update count as a soft INQ?

Yes, I believe each CK update is a new soft inq,  but CK is TU and not really familiar with split files on them, usually that's EQ.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}