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Does each CK update count as a soft INQ?

Frequent Contributor

Does each CK update count as a soft INQ?

I just read about a split CR due to excessive softing, and since CK allows daily updating would each INQ be reported individually?  I won't get a new TU report until next Feb.  Can this be true?


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



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Moderator Emeritus

Re: Does each CK update count as a soft INQ?

Yes, I believe each CK update is a new soft inq,  but CK is TU and not really familiar with split files on them, usually that's EQ.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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