Since Saturday I've been unable to get access to my Equifax score or to get a copy of the current report of any of my reports on True Credit (yes, I know TC are FAKOs, I wanted to use it to monitor).
A lengthy phone call to Equifax says my report is "too long" to generate a score on scorewatch beacuse of the disputes that are currently being processed and that they can't do anything about the fact that the current credit report can't be used to generate a score. Basically they are saying that I can buy my too-long credit report from them if I want today's report, but otherwise I would have to call each company that had something disputed. (And if I wanted to know which disputes are causing this, I have to pay for the report!) I'm actually entitled to a free annual from Equifax but I can't access that online, but get an error message directing me to request it by mail only. The way true credit is set up they do a 3-in-1 with scores, so I can't update at all while Equifax is doing this.
I've never had problems with earlier disputes on any of the three before. These last disputes were largely fine-combing and had a number of points to dispute that seemed to be Equifax glitches--like reporting a tradeline as "other/unknown" and also putting lates on student loans from five years ago as some kind of permanent 30-day lates (the loans were consolidated, Equifax wasn't marking them as closed).
Anyone have any ideas or input on this mess?
