JoshNurse wrote:Is it best to pay off all of my cards completly to 0 balance or should they have some balance in them?
Also would I have the same fico score if i paid them off in 2 years or if I paid all dept in 2 months?
You should have exactly 1 card with a non-zero balance which is low.
If you're talking about installment loans, the longer the duration of the loan the better score you'll obtain.
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