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Posts: 99
Registered: ‎08-20-2008
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FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

Anyone know what the breakdown is under the FICO score summary? I thought that maybe when I went from 695 to 705 I would make the jump from Good, to Very Good. But I am still in the Good category. Anyone know where the Very Good point is?
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Posts: 16,374
Registered: ‎03-12-2007
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Re: FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

Great: 760

Very good:720

Good: 680

Not good: 640

Bad: 600

 

You're not far away!

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

I may be mistaken but I think Good starts at 660.
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Posts: 515
Registered: ‎07-01-2008
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Re: FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

My Experian credit score was 720 and it listed it in the "good" category.  My Equifax was 670 and also listed as "good".  But I guess I won't have to worry about the Experian one anymore.
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Posts: 1,148
Registered: ‎04-23-2008
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Re: FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

[ Edited ]

Donks3369 wrote:
My Experian credit score was 720 and it listed it in the "good" category.  My Equifax was 670 and also listed as "good".  But I guess I won't have to worry about the Experian one anymore.

I never put much stock in that categorization as it is subjective anyway. In practice it may not make that much of a difference and all depends on the lender/creditor anyway. myFICO's intrepertation is only a visual guide not absolute. IMO.

Message Edited by Guardian on 03-18-2009 04:59 PM

Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
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Re: FICO Score Levels...Bad, Not Good, Fair, Good, Very Good, Great.

I think I forgot to put a "+" next to the numbers. So, very good would be 720+.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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