09-03-2012 08:42 AM
Typically 10 years from the date of closure. Nothing prevents the CRA(s) from deleting earlier though. I personally had an account report longer than the 10 years, but that was a good thing.
09-04-2012 10:02 AM
09-06-2012 01:28 AM
I have 3-4 accounts that are now closed. All in perfect standing from 1996-1999...... Still listed on all three reports.
09-07-2012 11:48 PM
Usually 10 years, but hey, just leave them be. Let them post as long as they want if they're good accts.
09-08-2012 02:30 PM
I have an account that has been closed for 18 years still reporting on TU but not on the others. I definitely am not going to say anything. Hopefully they will continue to report it on that one at least.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.