Some common abbreviations used in these boards:
AFAIK = As Far as I Know
AG = Attorney General
APR = Annual Percentage Rate
AR = Account Review
AU = Authorized User
BADDIE = Any negative or derogatory item on your report
BBB = Better Business Bureau
BK = Bankruptcy
BT = Balance Transfer
BTW = By the way
BUMP = Used by someone when they are looking for an answer to the thread, but have not received one yet
CA = Collection Agency
CC = Credit Card
CCC = Credit Card Company
CCCS = Consumer Credit Counseling Services
CFL = Consumer Finance Loan
CL = Credit Limit
CLI = Credit Line Increase
CMRRR = Certified Mail Return Receipt Requested
CO = Charge Off
CRA = Credit Report Agency (aka TransUnion, Equifax, Experian)
CRO = Credit Repair Organization
Derog = Derogatory
DH = Dear Husband
DMP = Debt Management Program
DOFD = Date of First Delinquency
DOLA = Date of Last Activity
DTI = Debt to Income
DV = Debt Validation
DW = Dear Wife
EQ = Equifax
EX (or EXP) = Experian
FAKO = Generic credit score, not a true FICO
FCRA = Fair Credit Reporting Act
FDCPA = Fair Debt Collections Practices Act
GC = Green Card from Certified Mail
GL = Good Luck
GW = Good Will
HELOC = Home Equity Line of Credit
IIB = Included in Bankruptcy
IMHO = In My Humble Opinion
IMO = In My Opinion
ITS = Intend to Sue
JDB = Junk Debt Buyer
LOC = Line of Credit
LOL = Laughing Out Loud
LTV = Loan to Value
OC = Original Collector or Original Creditor
OP = Original Poster
OT = Off Topic
PFB = Planet Feedback
PFD = Pay For Delete
PIF = Pay in Full
PL = Personal Loan
PM = Private Message
PP = Permissible Purpose
RECON = Reconsideration
SOCK DRAWER = Where you put CC's that you won't be using for a while
SOL = Statue of limitations
SW = ScoreWatch
TC = TrueCredit
TD = Turned Down
TL = Tradeline.. An entry in your credit history.
TU = TransUnion
WO = Write Off
YMMV = Your Mileage May Vary
