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A paid medical collection reported $0 balance today, and I got an alert that my TU score changed +16 points (666)
My Dashboard does not reflect the score change.
My mobile app Dashboard shows the opposite -16 points!
Is it opposite day? Which is correct?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
These TU 'glitches' that I keep reading about on the forum, on different threads, really are becoming a concern to me. Lenders rely so heavily on CRA data and their scores. If TU has problems that truly affect people's ability to obtain credit, that should not reflect poorly on the Consumer. I have read a lot here on MyFico that indicates TU has issues. But these issues impact us , the consumer. It really should not be allowed or tolerated. But, what are we supposed to do? More personable to me, is my TU score comes in a good 20 points less on FICO8 compared to the other bureaus. It has been that way for a while, with all bureaus reporting the same account data. 20 points can put you in a different level of credit worthiness. Anyway.....just saying if TU has issues...they need to fix them, and recalibrate the FICO socring data on consumers reports!