I'm done!

[ktl55]

I just checked ex cr and the last item in dispute has been deleted! I finished all my credit repair in a matter of 3 months. All the disputes (except for 1 but at least it's paid...........and 4 years old) have been deleted. My FAKO exp score is 689; I'm going to get all three of my scores at the end of the week to see where I really am. I'm not going to apply for any credit until the 1 cc (cl is $400; I made a payment of $300 yesterday) I have is pif and when some of my hard inquires drop off at the end of the year.

Thank you board................especially tuscani and midnight

[MM1234]

EXCELLENT !! CONGRATS !!

[Tuscani]

Awesome!

[Anonymous]

Great job Ktl!  What were your scores when you started?   Which methods did you use to delete your baddies?  Please share your successes with those of us who are still working to get where you are. 

[ktl55]

my score were in the very low 500's when I started. right now they are 663;674 and 667. I have not updated since the lastest changes. I deleted all former names, phones #'s, addresses and opted out. My collections were all attached to old addresses. I just disputed everything; somethings I paid and then disputed as inaccurate; 2 things I got a pfd and the rest they just deleted from cr's. I didn't have a real stratergy - I read something on a board about disputing accurancy and that's what I did. Honestly most of the things on my cr were 3-5 years old and all of the items have been paid. 

[Anonymous]

How do you go about deleting old addresses, names and phone numbers from your report?   How does having them on your report affect it?

[ktl55]

pm me and I'll explain

[fused]

Way to go!

[Anonymous]

Congrats!!  It's always good to read the good stories around here.