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New Member
GraciAnn
Posts: 2
Registered: ‎06-22-2007
0

Just Wondering if Corrected Mistake Adversely Affects Score

After pulling my annual credit report, I noticed bank reported my final  car payment as 60 days late way back in March.  Apparently, I still had $16 due & wasn't sent an invoice, however the bank quickly corrected this to 'never late' after I contacted them.  My question is - even though this mistake was corrected 3 months later, does it still adversely effect my FICO score?  In otherwords, does score automatically go up to what the score would have been?  Or are a few points or more knocked off because the odds of having a dispute Anyway -  in the eyes of the FICO calculator -  might possibly indicate I could be (slightly) at fault?  I didn't check the score prior to mistake so I'm not sure if the bank caused my score to go down some or not.  Thanks.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
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Re: Just Wondering if Corrected Mistake Adversely Affects Score

[ Edited ]
Welcome.. assuming it's no longer reporting it's the same as never being there. :smileyhappy:


Message Edited by Tuscani on 06-22-2007 04:06 PM

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