PFD example letter Certified funds?

[glamchick]

In the example letter it says certifed funds what does this exactly mean?

[llecs]

Certified funds are bank checks (certified check, bank draft) or money orders. Thought behind this is that it eliminates any wonder by the creditor if the check would bounce and also prevents a CA or others from stealing your bank info.

[glamchick]

Thank you for clearing that up!