Credit cards from our partners
It's very possible that the old addresses and incorrect addresses are being generated from a Lexis/Nexis report. I pulled my file from them once and it had addresses and possible relationships from people and places I have never lived at. If I remember correctly their system did not have a method for consumer dispute, but it has never been an issue. The only time I have seen anyone really use their report information was for a background check. They have a lot of info that is not included in a credit report from the three bureaus.
Their credit account information was very incomplete and they did not offer a credit score of any type. I believe that they are just utilized for other information and not in a credit decision. If there was any question on a background check from their information I would just state that the information was inaccurate. I personally have never encountered a problem with employer or government clearance background information being inaccurate and questioned. The accurate information did require some explanation. Especially as it applied to my prior credit behavior.
Starting Score: 500's
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.
† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved. | Terms of Use | Privacy Policy | Sitemap
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.