I had 2 collections on my Transunion and my last report showed that is was to be removed 11/2011...So i called Transunion and ask when the collection would be removed. The lady at Transunion said she was looking at the most recent report and there was no collections showing. So I pulled the trigger and got a Transunion report and score from here and..........................................Score jumped from 683 to 755!!!!!!!!!!! 72 POINTS!!!!!
In September the same collection fell off my Equifax report and my scores from here went from 699 to 731. (It went up again on 11/14 to 735)
With paying down my balances and learning from this site I have really improved.
Thanks to all for your help over the past 3 years.
800 here I come!!!!!!!
Thanks Again
EQ: 735
TU: 755
EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA
CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Starting Score: 760