Established Contributor
Posts: 570
Registered: ‎05-02-2007

SW question on simulator

I just joined the "trial" period for SW and did the simulator...this is my CR that has a JDB listing the same account twice (yes it shows in dispute by consumer) but I don't understand when I do the simulator it says...
Derogatory shows 0 - what am I missing on the reports???  The other "baddie" that took my bank account my "default judgment" a few years ago is still reporting as 120 days late, and it's paid.  I sent them proof of Satisfaction - what gives???
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007

Re: SW question on simulator

If a paid judgment is reporting lates, dispute as inaccurate. You don't need to send them anything. It's the CRAs job to update judgment info.

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