Strange Disappearing Hard Inquiries after 6 months???

[elim]

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@BallBounces wrote:

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@Anonymous wrote:
Unfortunately with TransUnion they go away and then come right back after a week or so I thought I was under 20 inquries until three of mine from last year popped back on.

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When they come back, they are dated properly, correct?

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  yes

  edit: but i have never had them come back a week later. I have had 1 instance of this and it was 5 or 6 months later.

[Anonymous]

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@Anonymous wrote:

Well I just checked all three reports and SYNC/Walmart is gone and Barklays is gone from all three. So its not just a TU problem as some suggest. I think this is legit? There is no way I am this lucky.

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Synch and Barclays generally only pull TU, so they would not have been in the other two to begin with.

[KSK1912]

with TU i have the same thing going on since august. Since i am a rebuilder, i have several sites i am signed up to monitor my credit. It was around september i noticed the inq were disappearing from latest towards the newest. Right now i do have 3 inq on my TU where it should be around 25. I believe i have a split file as recently couple of my accounts disappeared from my file, one is Barclay's and the other i can not remember. Also my Macy's account just started to report after 4 months, and it is on ex and eq but not TU. Since i will apply for mortgage in the next 6 months, i keep pulling TU just to keep them away for the moment. But to sum it all, the theory of pushing hp out with the sp still seems to be true for TU at least.

Just one important point.

Those inq's only disappear from the file you see online. But if you ever order a hard copy, or a creditor does for whatever reason, they are all there. The easiest way to see this is log in to TU if you have the monitoring service and click on file a dispute. When you re login to file a dispute, scroll down to your inq's and you will see all of them there along with all the SP's and AR pulls. So, yes, if TU decided to clean some old information off of your file, or delete your SP's, then they will come back.

[elim]

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@Anonymous wrote:

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@Anonymous wrote:

Well I just checked all three reports and SYNC/Walmart is gone and Barklays is gone from all three. So its not just a TU problem as some suggest. I think this is legit? There is no way I am this lucky.

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Synch and Barclays generally only pull TU, so they would not have been in the other two to begin with.

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  +1   The only time Barclay pulled EX was when I initiated a CLI request and was denied.

[elim]

This thread is becoming more and more against TOS.  GL all    :]

[KSK1912]

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@elim wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Well I just checked all three reports and SYNC/Walmart is gone and Barklays is gone from all three. So its not just a TU problem as some suggest. I think this is legit? There is no way I am this lucky.

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Synch and Barclays generally only pull TU, so they would not have been in the other two to begin with.

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  +1   The only time Barclay pulled EX was when I initiated a CLI request and was denied.

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+1 I just did it a few days ago not knowing they would pull EX and ofcourse i was denied too based on the inq's.

[Anonymous]

Discussions of certain topics including the intentional removal of inquiries by SPing and using the dispute process to obtain your report without actually having a dispute are not allowed on MyFico.  

[Anonymous]

This is not intentional, and is clearly accidental. I never knew of this issue. That is the reason for the topic. 

[Anonymous]

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@Anonymous wrote:

This is not intentional, and is clearly accidental. I never knew of this issue. That is the reason for the topic. 

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My post wasn't about your thread or anything you posted.

[Anonymous]

Oh sorry apologies.