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New Visitor
Ayers80
Posts: 3
Registered: ‎07-01-2007
0

Wireless Credit Check

I am with Sprint but am looking into switching over to T-Mobile.  At the moment my Credit score is 664.  Should this be high enough to get an account without a deposit or if so how much do you think it would end up costing me.  Thanks to all in advance for your time
New Contributor
Migraine
Posts: 50
Registered: ‎05-03-2007
0

Re: Wireless Credit Check

I'm not certain about those cellular companies,but I was able to obtain with cricket communications with terrible scores & no money down.
Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007
0

Re: Wireless Credit Check

that is a+ score for cell phone companies.
Valued Member
McGrawgal
Posts: 28
Registered: ‎03-30-2007
0

Re: Wireless Credit Check

I don't know about T-mobile but I was recently approved through Verizon for five lines with no deposit with a 664 score.
Established Contributor
dog
Posts: 560
Registered: ‎05-03-2007
0

Re: Wireless Credit Check

btw, i am currently with sprint, have two lines, and they say i can have three more.  my reports were all in the high 500s when i signed on, and there was no deposit.  dont know about tmobile though.
Moderator Emeritus
fused
Posts: 16,355
Registered: ‎03-12-2007
0

Re: Wireless Credit Check



Ayers80 wrote:
I am with Sprint but am looking into switching over to T-Mobile.  At the moment my Credit score is 664.  Should this be high enough to get an account without a deposit or if so how much do you think it would end up costing me.  Thanks to all in advance for your time


Do you know all of your FICO scores?
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

New Visitor
Ayers80
Posts: 3
Registered: ‎07-01-2007
0

Re: Wireless Credit Check

The 664 I mentioned from EQ earlier I was just emailed that it is now 671 TU is 668 and EX is 674
Moderator Emeritus
fused
Posts: 16,355
Registered: ‎03-12-2007
0

Re: Wireless Credit Check



Ayers80 wrote:
The 664 I mentioned from EQ earlier I was just emailed that it is now 671 TU is 668 and EX is 674


Well no matter which is pulled, you should get approved with no deposit.
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

New Visitor
Ayers80
Posts: 3
Registered: ‎07-01-2007
0

Re: Wireless Credit Check

I forgot to ask earlier but was also wondering how many points would my score drop by switching and having them run the credit check.
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: Wireless Credit Check

I have sprint also ...but just opened a T-mobil account for my son...Your score is okay!
On TC my FAKO scores take about a 6pt hit for an inq.
9/18/08 TU=707 EQ=706 EX=702

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