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New Member
Posts: 9
Registered: ‎01-05-2009
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Yeah! Goodwill letter worked!

I just checked my free annual credit report and the only baddie I had is now gone!  Thank you GAP card for doing that.

 

However I am a little miffed that I now have an inquiry for the water softener that I am renting from Culligan.  The only inquiry I have and it's only a month old.  ugh.  I would have considered the thing a little longer had I known that.  Oh well, at least I have soft water now.

New Member
Posts: 9
Registered: ‎01-05-2009
0

Re: Yeah! Goodwill letter worked!

Oh yeah, I forgot to thank you all for your guidance! 
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
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Re: Yeah! Goodwill letter worked!

Congrats!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Valued Contributor
Posts: 1,148
Registered: ‎04-23-2008
0

Re: Yeah! Goodwill letter worked!


sjrunamuck wrote:

I just checked my free annual credit report and the only baddie I had is now gone!  Thank you GAP card for doing that.

 

However I am a little miffed that I now have an inquiry for the water softener that I am renting from Culligan.  The only inquiry I have and it's only a month old.  ugh.  I would have considered the thing a little longer had I known that.  Oh well, at least I have soft water now.


Congrats and if you send them a nice letter asking them to recode it, they MIGHT do it and if its soft it won't hurt you. Just a thought, no guarantees but consider it. Ayway, congrats and good luck.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Established Contributor
Posts: 514
Registered: ‎07-01-2008
0

Re: Yeah! Goodwill letter worked!

Congrats.  It feels so good to get a baddie removed.

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