Sorry if this is a stupid question, hopefully the learning will turn to knowledge before too much longer
On my cr, I have a mortgage is reporting as a line of credit, installment loan instead of mortgage. It is a manufactured home, I don't know if that makes a difference. does this matter?? Is it hurting my score, since it looks like I have XX amount of installment payments or credit, not mortgage?
But is it possible you financed your home through the manufacturer on land you already owned? They might not be reporting as a mortgage if the land was not included in the loan. But as long as it doesn't impact your ability to deduct taxes can't be to bad.