07-08-2007 08:31 PM
07-08-2007 11:17 PM
July x, 2007
Anderson Financial Network, Inc.
P.O. BOX 3097
Bloomington, IL. 61702
Re: Acct # xxxxxxxxx
To Whom It May Concern:
This letter is being sent to you as a result of no response or explanation from your company about this unknown collection attempt for this account, inaccurate, unknown and unverified information being reported to Experian -report # 1029978366.
Your offices failed to respond to my validation request within 30 days from the date of my last correspondences to you (see attached) as required by law.
I am now requesting again, that all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
Be advised that this is clearly a violation pursuant to the Fair Debt Collection Practices Act section 809 (b), Section 604 (A)(3), Section 623.
I will not hesitate to bring legal action against you for your negligent actions.
Infact, I now intend to pursue legal action against you if this information is not deleted from my report immediately. I am giving you 21 days to respond to my request(s).
Thank you for your prompt response!
Hope this helps...
07-09-2007 01:34 AM
dd1980 wrote:I have a AFNI collection acct that is not mine. I sent a debt validation letter that was rec'd by them 31 days ago and they have yet to respond. I have the certified mail receipt what should I do now?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO