07-08-2007 08:31 PM
07-08-2007 11:17 PM
July x, 2007
Anderson Financial Network, Inc.
P.O. BOX 3097
Bloomington, IL. 61702
Re: Acct # xxxxxxxxx
To Whom It May Concern:
This letter is being sent to you as a result of no response or explanation from your company about this unknown collection attempt for this account, inaccurate, unknown and unverified information being reported to Experian -report # 1029978366.
Your offices failed to respond to my validation request within 30 days from the date of my last correspondences to you (see attached) as required by law.
I am now requesting again, that all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
Be advised that this is clearly a violation pursuant to the Fair Debt Collection Practices Act section 809 (b), Section 604 (A)(3), Section 623.
I will not hesitate to bring legal action against you for your negligent actions.
Infact, I now intend to pursue legal action against you if this information is not deleted from my report immediately. I am giving you 21 days to respond to my request(s).
Thank you for your prompt response!
Hope this helps...
07-09-2007 01:34 AM
dd1980 wrote:I have a AFNI collection acct that is not mine. I sent a debt validation letter that was rec'd by them 31 days ago and they have yet to respond. I have the certified mail receipt what should I do now?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.