60 day late

[jbradey]

11 Months ago i had a 30 day and 60 day late through DCU. Will this affect my chances in getting a home loan? The card is completely paid off an my uti is at like 5% with all my other cards. and the lowest mortgage fico score is eq at 632 my highest ex at 670

[Imperfectfuture]

Conventional, yes. FHA, after two years, maybe (did not mention your middle mortgage score). However,, FHA still goes through various lenders, with overlays that may reject the same as conventional. You would need to shop around.

On the other hand, many have had success with good willing DCU to remove the lates. Check out the rebuilding forum. I advocate cleaning your credit report up as much as possible before apping mortgage.