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Another Data Point, just joined...
Gathered the following docs:
1. NLUS Welcome Email showing I opted for San Diego (sent instantly after $25 e-membership signup)
2. Identification (Driver's License & Passport)
3. Address Verification (Bank Statement)
4. NFCU97 Membership Application Form (filled out the sections below)
a. Section B: Association/Community/Company and "NLUS-San Diego" on 'Sponsor Access No.' line
b. Section C: Navy
c. Section D: Employed Outside of the Government
Timeline:
Tuesday: Faxed docs to 703-206-4600
Thursday: Called to check app status. Was told they had not received my app and to call back in a couple business days
Friday: Emailed docs to membershipdocs@navyfederal.org
Monday: Called again to check app status. Was asked when I sent email and informed that they were 2 weeks behind on applications.
-CSR found my emailed app
-TU pull notification
-Congratulatory email from NFCU while still on hold with CSR
-CSR welcomes me to NFCU and sets up my online account access
Hopefully this helps anyone who stumbles on this thread and needs detailed answers; I felt the same when I came searching.
Good Luck Everyone!
@Anonymous wrote:
Can you fund the initial $5 to open the account with a CC?
For NFCU, I charged $70. For PenFed, I charged $100. So, yes, you can use a credit card or debit card.
I see all over that there's a TU HP upon application.
Is this just for identity verification?
Or will it effect my overall eligibility to join?
I wouldn't apply for a product right away, next year. Just want to solidify my 'place'.
@jonfive wrote:I see all over that there's a TU HP upon application.
Is this just for identity verification?
Or will it effect my overall eligibility to join?
I wouldn't apply for a product right away, next year. Just want to solidify my 'place'.
The HP on TU is just for identity verification; I've never heard of anybody being denied membership because of anything on their TU report.
FWIW, they also do a SP on EQ for new memberships, but it's rarely mentioned on here (probably because it's an SP). They use some obscure code that lets you know it was for ID purposes as well.
Getting your membership as a 'place holder' isn't a bad idea; I actually had that in mind myself when I joined last fall since I knew my sponsor (my USAF brother) would be leaving active duty soon (I ended up apping for a card the same day... LOL). At that time the NLUS path wasn't available so there was more urgency, but I can still see the value in getting the membership out of the way sooner than later.
The HP on TU is just for identity verification; I've never heard of anybody being denied membership because of anything on their TU report.
FWIW, they also do a SP on EQ for new memberships, but it's rarely mentioned on here (probably because it's an SP). They use some obscure code that lets you know it was for ID purposes as well.
Getting your membership as a 'place holder' isn't a bad idea; I actually had that in mind myself when I joined last fall since I knew my sponsor (my USAF brother) would be leaving active duty soon (I ended up apping for a card the same day... LOL). At that time the NLUS path wasn't available so there was more urgency, but I can still see the value in getting the membership out of the way sooner than later.
I was reading on other forums looking for an answer, a lot of people were worried about things changing and eventually the SD not working anymore.
Not worried about it as long as it's for ID purposes
Thank you for the direct, concise answer
I have my membership as a place holder. Im not ready to use them for any products at the moment, but I have been a member since April when I put together the Navy League process and it worked.
Since, many of my family have joined with my access #.
@Anonymous wrote:I have my membership as a place holder. Im not ready to use them for any products at the moment, but I have been a member since April when I put together the Navy League process and it worked.
Since, many of my family have joined with my access #.
Good to hear!
Do you need to maintain the membership?
I'm applied now, just waiting on a response